There are more than a few people out there who have an inordinate passion for decorated or branded credit cards, some of which may feature pictures of favorite activities or pets or the like. And while the Disney credit card isn't exactly something like that, it does seem to inspire a lot of people out there who are in love with Walt Disney and his dream to consider filling out an application for the card.

There are certainly plenty of good reasons to consider something like the Disney credit card, mainly because the entertainment corporation (it's a worldwide conglomerate of movie studios, entertainment and theme parks and massive merchandising tied into Disney itself) has packed more than a few of its versions with a number of features and rewards that can help to make it an attractive card for those looking for such things.

For one, the Disney credit card will, of course, lead to plenty of perks that have to do with travel to Disney theme parks, Disney-related merchandise and just about every other rewards-type card program feature and benefit that the Walt Disney Company could think of to offer to people who qualify for it. It's a partner credit card, meaning that Disney has teamed up with one of the major banks to offer it, so keep that in mind.

There are several very nice features that may make for a positive decision for someone who has good to excellent credit and can pass the normal credit background checks in order to get the card, by the way. For starters, because it returns rewards in the form of merchandise, travel and other benefits it can be a great way to take the debt which will be placed onto the card and leverage it effectively.

Since the card is going to be working for the person holding it, when it's used intelligently, it's doubly-attractive that there is no annual fee and that the interest rate seems to be relatively reasonable, which isn't always the case these days. Nowadays, many card issuers are raising interest rates and setting them at higher levels even for people who have maintained outstanding payment histories on them. This may be due to the tight money markets, for one reason.

A Disney credit card also offers zero interest for up to six months when certain travel packages to the Disney theme parks are charged on the card. Remember; the aim is to leverage this debt to make it work in a positive manner, so making minimum payments on so large a charge may not be the smartest thing to do. Other than that, there seems to be little to quibble about, though.

Certainly, this particular charge card looks attractive and the Mickey Mouse outline is sure to delight the younger members of the family whenever it's pulled out. As it is a travel and rewards card, using it as often as possible – as long as that debt is paid off in a reasonable time – can indeed make it likely that even more trips to some of the magical destinations offered by Disney will occur on a happily-regular basis.