For those out there casting about for a versatile credit card debt can be used in a variety of ways and at an almost endless number of stores, shops and other merchant-type businesses – including those online – it's good to know that there are a great many benefits and features of a Citgo credit card. There are more than several different versions of the card, so keep that in mind first off.

In general, a Citgo credit card can be divided into a couple of different categories; gas credit card and premier consumer credit card. Within those categories are a couple of other different types as well as a credit card offered for those with a fleet of vehicles used in a business. That one is pretty much a straight up gas card only, but there are a couple of other ones – including one that carries the MasterCard logo – that can be quite attractive.

A particular Citgo credit card – known as the Citgo Celebrity – is aimed more towards those who are looking for a card that has to do with travel and the travel awards and rewards that come with those kinds of cards. This credit card comes with several attractive features, including a 5% rebate on airline tickets (for domestic travel only), a 5% rebate when the card is used to rent a car as well as a 5% rebate when the card is used in hotels.

In keeping with the travel nature of the card, Citgo also offers travel services such as trip routing and maps for those who intend on driving rather than flying, a worldwide weather service for those who are traveling internationally or across the country and who need to know what to pack and the ability to get emergency airline tickets and cash if needed, just by using the Citgo credit card.

The Citgo credit card that's branded and which uses MasterCard and Citibank as the two administrator organizations also offers a great many attractive features and benefits. There are three different ways one can apply for this particular card, including mailing an application, calling a toll-free number and applying online. As with any other card, always take the time to read over the terms and conditions before applying.

In this case the Citgo credit card features a very attractive annual percentage rate of 11.24% for the Citi Platinum Select Branded card. This card is a variable rate credit card, by the way, so keep that in mind if considering applying for it. It also has no annual fee, which can make it an attractive credit card as well. Those who may not be able to qualify for this card can still get a Citgo card, though. It's a MasterCard credit card as well, it's just that the terms and conditions are slightly different.

In all, there's a lot to like about a credit card from Citgo, no matter the type applied for and obtained. Certainly, there are more than enough Citgo gas stations across the country and the travel rewards card certainly offers a number of outstanding benefits and features that can make getting the card well worth the time spent applying for it online, which really isn't all that much time, in reality.