Deciding to go with a St George credit card (the bank is one of the most popular and well-run and funded banks in the world today) can be a very smart decision in these economically-uncertain times. Based out of Australia, it is one of that country's leading business and retail banking marques and it's popularity reflects that fact. It achieved full banking status in 1992, and it hasn't looked back since.

In terms of variety when it comes to a St George credit card, the bank overs a wide variety of such products, each of which comes with one or more particular features. For example, the bank offers what it calls a low-rate shopping card. Branded as “Vertigo,” it features a low interest rate on purchases and even comes with up to 55 days of no interest on qualifying purchases, which is impressive.

Another type of St George credit card comes with no annual fee, which many people find attractive, though the card subsidizes this with a slightly higher annual percentage interest rate. It's really not that large of an uptick, though, so those thinking of going for a credit card with no annual fee should feel comfortable in selecting it.

Businesspeople should feel left out of the cold, though, when it comes to a St George credit card, because the bank offers its own product that seems to match up well against several of the more well-known products offered by a number of extremely popular credit and charge card servicers and banks. It can make for a very well-working cash flow solution of the small business owner, especially, it must be said.

One of the bank's most popular and well-known products, the platinum card, features 24/7 concierge service and insurance on most travel and shopping purchases, which makes it the card for those who are frequent fliers and the like. It also comes with a nice interest rate as well. There's an annual fee, but it's very reasonable in terms of cost, and the bank offers a balance transfer option that offers a very low interest rate for up to six months on the transfer of that balance.

When it comes to applying for one of the bank's cards, there's a very handy online application process that can generally be completed in a minimum amount of time and with a decision rendered in a relatively quick amount of time. For those who consider that their credit scores or histories are first-rate, the bank may offer even more promotions and features in order to attract their business.

Today, the worldwide economy is still undergoing change and could be considered to be in a state of flux, but St George Bank seems to be one of those financial institutions most-strongly prepared to ride out the current ups and downs. That this financial powerhouse has continued to add to its strengths – even when it really didn't need to – is all the more reason to consider going with one of its financial products.