Most credit card issuers, banks, and mortgage companies report an individual's credit payment history to companies called credit bureaus. These bureaus compile an individual's credit payment history and call it a credit report. Credit bureaus can report on your credit repayment history regarding credit cards and loans for the most current seven-year period, and in some cases for 10 years. If you file bankruptcy, it also will be shown on the credit report.

Answered by Admin - 2 years ago