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Cash only budgeting - Finance Help, Advice & Answers


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I have a credit card that has a balance of $18,000. The interest is 12%. I have $20,000 in a 401K that is only earning 1.5%. I am over 60 years old. Would it be in my best interest to use the money from the 401K to pay off the credit card? I can only mak

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I am applying for a loan to open a small business and am using my mother\'s cd\'s as collateral. She asks, what is the advantage of that as opposed to her cashing the cd\'s, giving me the money and charging me a much lower interest rate than the loan?

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What is a cash advance?

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How do you cash out and close a CD?

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Can I only buy a CD at a bank?

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I have heard that if I find unauthorized charges on my credit card statement, I am only responsible for paying $50 per card. Is this true?

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