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I heard that fixed annuities give a low return on my investment is this true - Finance Help, Advice & Answers

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I heard that fixed annuities give a low return on my investment. Is this true?

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When will my fixed annuity become liquid?

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Can I withdraw a portion of the principal from my fixed annuity without penalty?

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Can I withdraw a portion of the interest from my fixed annuity without penalty?

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